Thinking of Buying a Home? Here’s Why You Should, this Fall.

Sep 6, 2015 | Preparation, Real Estate, Strategies | 0 comments

Are you thinking of buying a home?

Fall is just around the corner, and so is year’s end for the real estate market. This is your time to buy!

There are many  benefits to buying a home this Fall. Just because real estate peak season is over, doesn’t mean you cant find what you are looking for. In fact, you may even find the diamond in the rough that you’ve always wanted.

The Summer market is a seller’s market, where there are more potential buyer’s than homes available. Fall, is the buyer’s market. There are less potential buyers out there searching, so you have an increased chance of finding your dream home.

I wanted to share the benefits of buying a home right now, so you have something to think about and still have time to contact a Real Estate Agent to help you with all of your needs.


There will be motivated sellers

Without anyone purchasing the homes that have been on the market, sellers are most likely ready to lower their prices. This works to your advantage! With a price decrease, you can make the upgrades you want with the money you save!

You can focus on the house

When the leaves are falling and the vibrant summer plants are starting to wilt, you wont be focused on the exquisite landscaping. You will be able to focus strictly on the house itself. You can search for things like broken eaves troughs or leaky ceilings or flooding basements.

Homes might not show as nice as they do on a beautiful summer day, so take advantage of the changing season.

You can focus on the minor imperfections

There may not be as many people in line to view the same homes as you. Take your time when looking around to notice the imperfections. Notice the grout that’s coming off the bathroom tiles or the broken cupboard door handle in the kitchen. Take a closer look at the drain holes in the basement or the cracked window above the front door.

You have the extra time to go over these issues, see if they are easy fixes or if you should offer them an even lower price for the home. Don’t forget, you can request things to be fixed before you move in! Write it into the offer.

You no longer need a Landlord

Buying a home right now would mean that you can free yourself from the shackles of a landlord. You went from your parents home, to then renting under someone else’s rules. With your own house, you can have bright orange curtains or stained glass windows. You can put up a million Christmas lights to light up the street or install a swimming pool. It’s completely up to you.


I work with you on one of the most important financial and emotional decisions of your life. Your home. – Tyler Philp

You will have your independence

Purchasing a home now would give you a great deal of responsibility, but with that responsibility comes a huge amount of freedom and pride. You will no longer have to be accountable to anyone but yourself. And the bank… of course.

Have the parties you weren’t allowed to have, build a safe environment to grow a  family in, create an oasis to enjoy yourself. It is your life to live.

There will be available movers

Moving companies work all year round, but they share their busiest season with the field of Real Estate. With buying and selling new homes, people are on the move, and the movers are right behind them! This season is perfect to move because moving companies have slowed down and will be there for you without the wait times of 3-6 weeks, or more!

You will have home security and safety

Imagine not having to buzz people into a building or strangers coming to your door thinking someone else lives there, or your landlord rummaging through your stuff to get to a pipe.

It all comes down to you and how you want to protect yourself and your family. You could have an alarm system, or install your own locks so no one else has keys. The quicker you live in your own home, the safer you will feel.

You can control your own thermostat

Landlords have a tendency to keep the thermostat at extreme temperatures, either too hot or too cold. There never seems to be a happy medium. With your own home, you are in control of that. You can be as hot, as cold, or as comfortable as you wish.

Gone will be the days where you have to knock on your landlords door to turn up the heat!


There’s no place like home. – Wizard of Oz

You can make your house a home

If you are thinking of buying a home, you can think of exactly how you want your home to look.

Depending on the renovations you want to do, you don’t need anyone’s permission. You can paint with any colour, rip down walls, add fancy lighting, build a deck, buy a shed, change the floors, or whatever else you want.

You have the freedom to make your house a home and decorate the way you want to.

You will build equity

Picture yourself 5-10 years from now. You have 3 children and you are ready to upgrade to an even bigger house. You will be able to accommodate your family with ease because your current house appreciated and you now have the money to invest in your next property.

When renting, the money you are paying goes to the landlord and you get nothing in return. When you are buying a house and paying a mortgage, you receive a guaranteed return on investment down the road. Be smart, invest now.

There are lower prices right now

A great benefit of buying a home right now is that the housing market increases every year. The houses that are listed this year at $400,000 may be $425,000 next spring. The sooner you purchase, the more you will save.

With that being said, the sooner you purchase, the more you will make as well. If you buy for $300,000 now,  your home could potentially be $$350,000 3 years from now.

Although the the real estate market fluctuates, the market has continuously been increasing for years!

You can have tax deductions

By owning your own home you may be entitled to certain tax benefits.

Keep in mind that there is a First-Time Home Buyer’s tax credit that you can claim for a non-refundable $750!

Here is a list of the other tax deductions and credits you may be entitled to receive.

If you are serious about thinking of buying a home this fall, getting a start on preparing your finances would be the next best step.


Here are some useful links to help you get started:

Mortgage Calculator from Super Brokers presented by The Mortgage Group

Affordability Calculator from

CMHC Insurance Information from Canada Mortgage and Housing Corporation

Land Transfer Tax Calculator from Land Transfer Tax

Mortgage Refinance Calculator from


Some other links you may find useful are:

Debt Consolidation Calculator from Credit Canada

Home Tax Deductions & Credits in Canada from TurboTax


Interested? Contact me today!

If you are thinking of buying a home relatively soon, that’s great! Contacting me today would be a great start for you! I am here for you and am happy to assist you with all of your needs.

My blog is a great start! I also invite you to navigate through the rest of my website to learn more about myself, my process, and information on buying and selling homes.

You can also visit my Facebook Page to view listings of mine and stay connected.


Selling your home before buying a new one?

My previous blog post 50 Ways To Instantly Increase The Value Of Your Home provides you with tips and tricks on how to sell your home faster and for more! Consider these tricks when selling your home, so you can upgrade to your forever home with ease.

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